Ridesharing – Have you heard of it?

Ridesharing – Have you heard of it?

 

If not, have you heard of Uber or Lyft?  Quite simply, the mobile-phone application facilitates peer-to-peer ridesharing by connecting passengers who need a ride to drivers who have a car.  It has become one of the biggest threats to the traditional taxi and sedan services that have additional requirements. 

What will happen if an individual is involved in an accident and does not have automobile insurance designed for transporting passengers for a fee?  Will there be coverage for anyone? 

Think about the implications if you are considering being a driver or a passenger?  See the below flyer for more information. 

Health Insurance – Who needs it?

Everybody – with few exceptions. 

The Affordable Care Act (ACA) included an individual mandate stipulating that effective January 1, 2014, people must have insurance meeting minimum essential coverage or pay a penalty at tax time.  Consumers can enroll for coverage through a special enrollment period that will run from March 15 through April 30 if they attest that they became aware of the penalty during this income tax filing season.

This is the first time that consumers will be asked to provide basic information

regarding health coverage on their federal tax returns. Because this requirement is new, some Marylanders are unaware of the requirement and the fee. 

 Please see the full press release at the following link.  http://marylandhbe.com/wp-content/uploads/2015/02/02252015-SpecialTaxEnrollment.pdf

 I have been certified to assist with enrollment through Maryland Health Connection (Exchange) if you would like help. 

 

Robert Cannon

Vice President

410-561-8280